Hospitality Financing
Comprehensive capital solutions designed specifically for the hospitality industry, delivering customized financing that fuels your vision from concept to completion.
Hotel Financing Solutions Overview
Comprehensive capital solutions designed specifically for hotel properties
Conventional Hotel Financing
Key Terms: Recourse and Non-Recourse • Fixed or Floating Rates • Assumable • 25–30 Year Amortization • Structurally Flexible
We arrange non-recourse permanent financing for stabilized hotel assets across all U.S. markets—primary, secondary, and tertiary. These loans are ideal for acquisitions and refinances of cash-flowing properties, with competitive rates and customizable terms. All major flags and independent brands are eligible.
Capital Network
Our capital network spans domestic and international banks, CMBS conduits, life insurance companies, and REITs.
Loan Structures
- • Fixed-rate terms of 5, 7, or 10 years with amortization periods ranging from 25 to 30 years
- • Loan-to-value (LTV) ratios up to 75% for acquisitions with fresh equity
- • Up to 70% LTV for refinances
Hotel Bridge Loans
Highlights: Recourse and Non-Recourse • Interest-Only • Future Funding • Flexible Terms
We originate short- to mid-term bridge loans for hotel acquisitions, repositioning, and recapitalizations. These loans are designed for transitional assets—whether undergoing renovation, rebranding, or occupancy ramp-up. Our platform supports both franchised and independent operators who need certainty of execution and speed to close.
Bridge loans are typically interest-only, priced over SOFR or other floating indices, and structured with 12–36 month terms plus extension options. Our team works closely with borrowers to ensure seamless execution and tailored structuring throughout the transition period.
Hotel Construction Loans
Key Features: Up to 75% LTC • Interest-Only • Flexible Draws • 2–3 Year Terms
We source construction financing for ground-up hotel developments through a curated network of banks, insurance companies, and debt funds. These lenders offer non-recourse options for experienced sponsors with strong track records and well-located projects.
Our team underwrites each deal with a focus on sponsorship strength, brand alignment, and market viability. We negotiate on your behalf to secure competitive terms, flexible draw schedules, and timely execution—ensuring your project is fully capitalized from day one.
Mezzanine Hotel Financing
Terms: Recourse and Non-Recourse • Up to 80% LTV • 5–10 Year Terms • Interest-Only Available
We arrange mezzanine financing for hotel acquisitions, redevelopments, and PIP executions. These subordinate loans allow sponsors to reduce equity requirements and increase leverage—ideal for full-service and value-add opportunities in strong markets.
Mezzanine debt is typically co-terminus with senior loans and structured on a non-recourse basis. Pricing is risk-adjusted and tailored to the asset's profile. Our team guides clients through the structuring process to ensure alignment with senior debt and long-term investment goals.
SBA 7(a) Hotel Loans
Best For: First-Time Buyers • Owner-Operators • High-LTV Acquisitions
The SBA 7(a) program is a powerful tool for hotel acquisitions, refinances, renovations, and even new construction. With up to 85% LTV and fully amortizing 25-year terms, it's ideal for operators seeking long-term, low-down-payment financing.
Pros
High leverage, national reach, assumability, and inclusion of PIP/FF&E costs
Cons
SBA fees, no cash-out, owner-operator requirement
Hospitality-First Expertise
We understand that hospitality financing requires specialized expertise and deep market knowledge. Our team brings decades of combined experience to help you navigate complex capital structures.
Tailored Structures
Built for your unique project requirements
Trusted Relationships
Top-tier lenders with hospitality expertise
Industry Expertise
Deep understanding of hotel operations
Fast Execution
Streamlined process from application to closing
Our Process
A proven approach to delivering optimal financing solutions
Project Assessment
Comprehensive analysis of your project needs and financial goals
Capital Stack Engineering
Strategic structuring to optimize your financing mix
Lender Matching
Connecting you with the right capital partners
Closing Guidance
Expert support through documentation and execution
Ready to Finance Your Hospitality Project?
Let's discuss how our specialized hospitality financing expertise can bring your vision to life
Schedule a Consultation