Commercial Loan Products
Comprehensive financing solutions structured for maximum flexibility
Commercial Mortgage-Backed Securities
CMBS loans provide long-term, fixed-rate financing for stabilized income-producing properties. These non-recourse, assumable loans offer predictable debt service and the ability to transfer the loan to a future buyer.
Eligible Properties
- • Multifamily
- • Office
- • Industrial
- • Retail
- • Self-Storage
- • Hotels
Key Features
- • Minimum $3M+
- • Non-recourse
- • Assumable
- • Fixed rate
- • Stabilized assets
Ground-Up & Major Renovation Financing
Construction loans fund new development and substantial renovation projects. These facilities provide capital as work progresses, transitioning to permanent financing upon completion or stabilization.
Loan-to-Cost (LTC)
Typically 70–75% LTC for qualified sponsors
Recourse Options
Both recourse and non-recourse structures available
For Developers & Operators
Designed for experienced sponsors with proven track records
When Timing Matters
Bridge loans provide short-term, flexible funding to bridge gaps, execute acquisitions, or reposition assets before permanent financing.
Quick Execution
Faster closings than conventional debt when speed is critical
Flexible Structures
Tailored terms that adapt to your project's unique timeline
Interim Solutions
Perfect for acquisitions, refinance, or interim financing needs
SBA Loan Programs
Government-backed financing with favorable terms for qualified businesses
SBA 7(a) Loans
Loan Amount: Up to $5 million (can be combined with conventional debt for larger deals)
Uses: Purchase, refinance, PIP, renovation, construction
Term: 25 years for real estate, 10 years for all other purposes
Real Estate Term: If real estate makes up at least 51% of the total use of proceeds, the term of the loan can go up to 25 years
Blended Term: If real estate is less than 51% then a blended loan term may be offered
DSCR: Minimum 1.25x
Prepay: Declining 3-2-1% schedule
Guarantee: Required for 20%+ owners
Assumable: Yes, with lender approval
No Reserves: No escrow for taxes, insurance, or FF&E
SBA 504 Loans
Loan Amount: Up to $13 million (combined)
Structure: 50% bank debt / 40% SBA / 10% equity
Term: Fully amortized fixed rates
Best For: Real estate (25 years) and machinery (10 years)
Find Your Optimal Financing Solution
Let's discuss which loan product best fits your project and strategic objectives
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